Legal Disclaimer

Hypo Vorarlberg Bank AG
Hypo-Passage 1
A-6900 Bregenz

Phone: +43 50 414-1000
Fax: +43 50 414-1050

E-mail: info@hypovbg.at
Internet: www.hypovbg.at

Form of organisation: Incorporation
Bank code: 58000
S.W.I.F.T./BIC: HYPVAT2B
GIIN: VJ90XQ.99999.SL.040

Entry in the insurance register can be viewed under 29940233 on https://www.gisa.gv.at/vkr

© Hypo Vorarlberg Bank AG, Bregenz

Hypo Vorarlberg Bank AG
Hypo-Passage 1
A-6900 Bregenz

Martha Huster
Phone: +43 50 414-1106
E-mail: ombudsstelle@hypovbg.at

Information about the online dispute resolution (ODR) platform regarding the out-of-court resolution of online contractual disputes between traders and consumers

Regulation (EU) No 524/2013 addresses ODR resolution for consumer disputes. ODR shall from 9 January 2016 facilitate the out-of-court resolution of contractual disputes between traders and consumers regarding online sales or service contracts via the ODR platform. The EU Commission has made the ODR platform accessible at http://ec.europa.eu/consumers/odr

Media owner and publisher of the website www.hypovbg.at:

• Hypo Vorarlberg Bank AG, Hypo-Passage 1, 6900 Bregenz
• Purpose of the business: Credit Institution

• Michel Haller, CEO
• Wilfried Amann
• Philipp Hämmerle

Supervisory Board

Jodok Simma
Chairman, Chairman of the Board (retired), Bregenz

Alfred Geismayr
Deputy Chairman, Chartered Accountant, Dornbirn

Astrid Bischof
Entrepreneur, Göfis

Karl Fenkart
State official, Lustenau

Eduard Fischer
Chairman of the Board of Offsetdruckerei Schwarzach Gesellschaft mbH (retired), Dornbirn

Michael Horn
Deputy Chairman of the Board of Landesbank Baden-Württemberg (LBBW) (retired), Weingarten

Karlheinz Rüdisser
Deputy State Governor of Vorarlberg (retired), Lauterach

Birgit Sonnbichler
Entrepreneur, Dornbirn

Nicolas Stieger
Lawyer, Bregenz

Ulrich Theileis
Member of the Board of Landeskreditbank Baden-Württemberg - Förderbank (L-Bank), Ettlingen

Veronika Moosbrugger
Chairwoman of Works Council
Works Council Delegate

Andreas Hinterauer
Works Council Delegate

Elmar Köck
Works Council Delegate

Gerhard Köhle
Works Council Delegate

Peter Niksic
Works Council Delegate

Owners total: 100,0000%

A) Vorarlberger Landesbank-Holding, A-6900 Bregenz, Hypo-Passage 1, www.vorarlberg.at
76,8732%

• Land Vorarlberg: The Vorarlberger Landesbank-Holding is a special asset of Land Vorarlberg: 100,0000%

B) Austria Beteiligungsgesellschaft mbH, D-70174 Stuttgart, Am Hauptbahnhof 2
23,1268%

• Landesbank Baden-Württemberg, D-70173 Stuttgart,
  Am Hauptbahnhof 2, www.lbbw.de,
  15,4179%
• Landeskreditbank Baden-Württemberg - Förderbank,
  D-76113 Karlsruhe, Schloßplatz 10/12, www.l-bank.de
  7,7089%,
  The Landesbank Baden-Württemberg is a public-law institution.

Shareholders of the Landesbank Baden-Württemberg (LBBW):

• Sparkassenverband Baden-Württemberg: 40,534%
• Land Baden-Württemberg: 24,988%
• Landeshauptstadt Stuttgart: 18,932%
• Landesbeteiligungen Baden-Württemberg GmbH: 13,539%
• Landeskreditbank Baden-Württemberg - Förderbank: 2,006%

• Presentation of company
• Information about products, services and events
• Chance of opening online banking products

The sound recording "Hypo Vorarlberg Klangmarke" is subject to Austrian copyright law. All copyright and other rights to use the audio recording are held by Hypo Vorarlberg alone. The reproduction, processing, dissemination of any kind, and every type of utilization beyond the confines of the copyright law require the prior written consent of Hypo Vorarlberg. Contact: marketing@hypovbg.at

Although we carefully review and continuously update our information, that information may have changed in the meantime. We can therefore not accept any liability for the up-to-dateness, completeness or correctness of information provided by third parties.

Hypo Vorarlberg does not accept any responsibility for the contents of hyperlinked websites. Hypo Vorarlberg reserves the right to change and supplement data and information at any time. Information about securities and financial services was merely reviewed as to its compatibility with Austrian law.

The published information constitutes marketing notices which are merely issued for purposes of information and do not constitute an offer, investment advice or a recommendation to purchase or sell these instruments. The information is based on our own view of the market and we do not warrant for the correctness or occurrence of a certain success.

All performance data are based on historic values. Any past performance does not allow a conclusion as to future performance. Expected returns represent merely estimates on the issue date and hence are no reliable indicator for the actual future development of return. Any gross performance presented may be reduced by fees, expenses, taxes or other duties.

The Information provided on this website are not intended for sale and distribution in the United States of America or any other jurisdiction, where it is not permitted under the applicable law. The offer and sales restrictions of the United States Securities Act 1933 apply to U.S. persons (as defined in regulation S of the US Securities Act of 1933).

Instruments quoted in foreign currencies are subject to currency fluctuations. We are not able to influence the market trend of securities or currencies.

Any information about the tax treatment of investments is based on the legislation which is currently in place and is abstract in nature. The tax treatment of an investment depends on the personal circumstances of a customer and may therefore be subject to changes in the future.

Where prospectuses are mandatory for financial instruments, the relevant prospectuses along with any changes or supplements are available at www.hypovbg.at - "Hypo-Börsenplattform". Hard copies of prospectuses and key investor information documents may be collected upon request during regular business hours at our branch offices. Key investor information documents are available at the website of the respective management company as well. The precise date of the last publication in the Official Gazette of Wiener Zeitung and any places of collection will be disclosed upon request.

Any contents and structure is protected by copyright.

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